Whether mandated by law, or offered as a benefit for individuals in an organization, Group Health schemes can be designed to offer a wide range of services that protect the employees in your organization and help the employer ensure quality of health care.
Peace of mind for an employee, and in some cases, their dependents, allows the individuals to focus on their role, safe in the knowledge that their health is considered important and can be looked after in the best possible manner through the Group Health scheme.
RAK Insurance offers Group Health plans depending on client’s requirements and budget. The medical plan can be administered by the insurer directly or on their behalf by a specialist Third Party Administrator (TPA). RAK Insurance uses a TPA that allows individuals and organizations to have 24/7 access to the network and receive the best response to queries and approvals for procedures.
When it comes to billing there are two options available depending on the plan: direct billing through a wide range of network providers, which is more convenient during emergency situations; or reimbursement of bills on presentation, which allows the patient to utilize their own network limited only by their geographical reach.
Basic care options allow for the treatment of new illness or injury but this cover can be expanded to include chronic or pre-existing conditions with appropriate increases in premiums to cover the increased risk. The basic level of cover includes in-patient and outpatient care, however, the level of co-insurance and co-payment will vary depending on the requirements set by the group.
In addition to the basic cover additional coverage can be included such as - Dental, Maternity and Optical subject to premium adjustment. Covers can be designed to fulfill any requirements the client may have with sub-limits, the number of consultant visits allowable as well as the aforementioned co-insurance and co-payment contributions.
RAK Insurance offers our clients a variety of cover that starts with the minimum government mandated cover and can have variations in the network offering, billing options inclusions and add-ons.
From small networks for a limited group of employees to the most sophisticated hospitals in the region, RAK Insurance can offer the best solutions and service that meets or exceeds your needs and expectations.